Embold Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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Embold Federal Credit Union Deposit Rates

12-month CD rates can be found at 2.50%, 6-month CD rates at 4.85% and 3-month CD rates at 1.50%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 7.03%. Credit Card rates are at 16.25%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

Compare Embold Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Embold Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Embold Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Embold Federal Credit Union? Share your experience about Embold Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Embold Federal Credit Union.

Overall, Embold Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.78%

18-Month CD

N/A

2.42%

24-Month CD

N/A

2.37%

36-Month CD

N/A

2.22%

48-Month CD

N/A

2.11%

60-Month CD

N/A

2.24%

Savings

N/A

0.86%

MMA

N/A

1.54%

30-Year Fixed

N/A

6.93%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Embold Federal Credit Union
Admin Branch

15099 SE Mcloughlin Blvd
Milwaukie, OR 97267

https://www.emboldcu.org

MonitorBankRates' Rating

5/5

★★★★★

Review Embold Federal Credit Union

Compare Embold Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Gesa Credit Union

Explorer Youth Savings

7.00%

Colorado Federal Savings Bank

6-Month CD

5.25%

$5,000

Oak View National Bank

6-Month CD (special)

4.90%

$1,000

USAA

12-Month CD

4.65%

$1,000

First Commerce Bank (NJ)

24-Month CD (special)

4.50%

$1,000

Cross River Bank

3-Month CD

4.15%

$500

American Express National Bank

24-Month CD

4.00%

Sikorsky Credit Union

13-Month CD

4.00%

$500

Genesis Bank

12-Month CD

4.00%

$1,000

First National Bank in Olney

6-Month CD

3.82%

$500

BankGloucester

24-Month CD

3.75%

$500

Vystar Credit Union

36-Month CD

3.60%

$500

Marion County State Bank

60-Month CD

3.50%

$1,000

Wintrust Bank

33-Month CD

3.50%

$1,000

Access Federal Credit Union

48-Month CD

3.30%

$1,000

Kennett Trust Bank

Kasasa Checking

3.25%

$50

Farmers Insurance Federal Credit Union

3-Month CD

3.15%

$1,000

First State Bank of Harvey

18-Month CD

3.14%

$1,000

Mound City Bank

60-Month CD

3.05%

$2,500

Bank of Salem AR

36-Month CD

2.79%

$500

Mechanics Cooperative Bank

36-Month CD

2.50%

$500

Lake-Osceola State Bank

48-Month CD

2.38%

$500

Ashton State Bank

12-Month CD

2.27%

$1,000

Northwestern Bank

36-Month CD

2.27%

$1,000

Leighton State Bank

12-Month CD

2.21%

$500

Denison State Bank

48-Month CD

2.10%

$500

BankNewport

Premium Money Market

2.00%

$250,000

Bruning Bank

24-Month CD

1.81%

$500

InFirst Bank

Rewards Savings

1.80%

NBT Financial Bank

60-Month CD

1.51%

$1,000

Citizens Savings Bank Clarks Summit, PA

Platinum Money Market

1.50%

$100,000

Community First Bank

Money Market

1.45%

$250,000

FNB of Brookfield

Passbook Savings

1.26%

$200

Grinnell State Bank

Savings Account

1.00%

QNB Bank

36-Month CD

Compare Embold Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Freedom Credit Union

5/1 ARM

5.500%

5.540%

0.000

1st Northern California Credit Union

10-Year Fixed

5.500%

5.716%

0.500

Nuvision Federal Credit Union

15-Year Fixed

5.750%

6.035%

1.000

Sheboygan Area Credit Union

7-Year Fixed

6.000%

6.121%

0.000

Investment Savings Bank

7/1 ARM

6.500%

6.218%

0.000

Hatboro Federal Savings

15-Year Fixed

5.875%

6.270%

2.000

Shipbuilders Credit Union

15-Year Fixed

6.125%

6.279%

0.000

Americas First Federal Credit Union

15-Year Fixed

6.000%

6.330%

0.000

Northfield Savings Bank

15-Year Fixed

6.250%

6.353%

0.000

Genisys Credit Union

15 Year Fixed

6.375%

6.447%

0.659

Randolph Brooks FCU

5/5 ARM

6.375%

6.472%

0.000

Greater Iowa Credit Union

30 Year Fixed

6.490%

6.542%

0.000

State Employees Credit Union

20-Year Fixed

6.450%

6.577%

0.000

American Eagle Financial Credit Union

20-Year Fixed

6.375%

6.586%

0.000

Vystar Credit Union

5/5 ARM

6.000%

6.592%

0.000

FNB of Scotia

20-Year Fixed

6.500%

6.601%

0.000

FNB of River Falls

15-Year Fixed

6.500%

6.620%

0.500

Colonial Federal Savings Bank

15-Year Fixed Jumbo

6.500%

6.630%

0.000

Teachers Federal Credit Union

20-Year Fixed (Jumbo)

6.625%

6.640%

0.500

Wells Fargo

15-Year Fixed Jumbo

6.500%

6.684%

1.000

Radius Federal Credit Union

20-Year Fixed

6.500%

6.691%

0.000

FNB of Scotia

30-Year Fixed

6.625%

6.702%

0.000

Aberdeen Proving Ground FCU

30-Year Fixed

6.625%

6.718%

0.375

Mid-Atlantic Federal Credit Union

10/6 ARM

6.750%

6.770%

0.000

Altoona First Savings Bank

20-Year Fixed

6.750%

6.803%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Embold Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Aberdeen Proving Ground FCU

Visa Cash Back

16.490% - 17.990%

Marcus Bank

GM Business™ Mastercard®

19.240% - 29.240%

0% Intro purchase APR for first 12 months

Suncoast Credit Union

Rewards Platinum VISA

12.500%

Credit Limit - $500 - $50,000

Academic Federal Credit Union

Academic VISA® Classic

15.400%

Teachers Federal Credit Union

Visa Student

14.000%

SchoolsFirst Federal Credit Union

Share-Secured Mastercard

13.900%

Maximum Loan Amount Up to $5,000.00

Academic Federal Credit Union

Academic FCU VISA® Secured Card

10.900% - 15.400%

No annual fee, no cash advance fee, rewards program.

1st Valley Credit Union

Platinum Secured Visa

8.750%

ACFCU

Max Cash Secure Card Visa

29.990%

Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

First Technology Federal Credit Union

Odyssey Rewards World Elite Mastercard

12.240%

Marcus Bank

GM Extended Family™ Mastercard®

20.240% - 29.990%

0% Intro purchase APR for first 9 months

Acipco Federal Credit Union

Visa Credit Card

9.990%

Abri Credit Union

Platinum Visa

12.400% - 21.400%

The right choice if you carry a monthly balance & want to pay the lowest rate.

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points.640-679 rate = 10.80%.600-639 rate = 12.84%.599 and below rate = 18.00%.

Aberdeen Proving Ground FCU

Visa Platinum Preferred

14.240% - 17.990%

A & S Federal Credit Union

Visa Classic Card

12.900%

No annual fee

Teachers Federal Credit Union

Visa Low Rate

14.000%

Abbott Laboratories Credit Union

Visa Signature Rewards

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

University First Federal Credit Union

Visa Crimson Rewards Card

13.740%

Abri Credit Union

Platinum Rewards Visa

15.400% - 24.400%

Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

Access Federal Credit Union

Access FCU Visa Classic

13.500%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Embold Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

First Technology Federal Credit Union

Personal Line of Credit Revolving

14.250%

$500 - $25,000

A+ Federal Credit Union

A+ Preferred Line Of Credit

10.990%

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

1st United Credit Union

Personal Loan

10.890%

Abri Credit Union

Personal Loans

8.990% - 19.990%

$500 - $30,000

AAEC Credit Union

Education (tuition bill required)

8.250%

1st Northern California Credit Union

Title Loans

5.500%

Access Federal Credit Union

Consolidation Loans

13.060%

1 - 36

AT&T Employees Federal Credit Union

EZ Loan

18.000%

$0 - $500

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

Alec Federal Credit Unon Federal Credit Union

Refinanced Signature Loans

18.000%

AT&T Employees Federal Credit Union

Halloween Loan

15.000%

$500 - $1,500

6 - 12

Y-12 Federal Credit Union

Signature Loan

12.490%

Advantage Credit Union Newtown, IA

Personal Loans

14.700%

$8,000

60 - 60

Achieva Credit Union

Personal Loan

11.000%

1 - 12

Alec Federal Credit Unon Federal Credit Union

New Signature Loans

8.990%

Y-12 Federal Credit Union

Ultra Loan

13.990%

Access Community Credit Union

Debt Consolidation

13.990%

1 - 72

1st Valley Credit Union

AMP Loan

10.500%

1st University Credit Union

Unsecured Signature Loan

10.250%

25 - 36

Vystar Credit Union

Personal Loans

13.250%

6184

ABNB Federal Credit Union

Personal Loans

11.740% - 17.990%

Advantage Credit Union Newtown, IA

Personal Loans

14.200%

$5,000 - $8,000

48 - 48

802 Credit Union

Personal/Signature

10.990%

24 - 36

The Golden 1 Credit Union

Credit Starter Loan

16.250%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Embold Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Embold Federal Credit Union Information

Credit Union Name: Embold Federal Credit Union

Website: https://www.emboldcu.org

Full Time Employees: 136
Part Time Employees: 8
President: Michael Fraser
CEO: AARON GOFF
Branch Locations: 8
ATM Locations: 9

Corporate Office Address:

15099 SE Mcloughlin Blvd
Milwaukie, OR 97267
Phone Number: 503-656-0671
Fax Number: 503-722-2826

Embold Federal Credit Union Financials

Total Assets:

597,837,528

Total Amount of Shares and Deposits:

533,401,005

Total Shares and Deposits < 1 Year:

503,792,822

Total Shares and Deposits 1 3 Years:

27,584,652

Total Shares and Deposits > 3 Years:

2,023,531

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

35,816,630

Total Uninsured Shares and Deposits > $250K (F+J):

35,816,630

Total Insured Shares and Deposits > $250K (item 17 less item K):

497,584,375

Total Interest Expense (Sum of items 6 8):

2,738,113

Share Certificates:

1,828

Number of Accounts for Share Drafts:

26,580

IRA KEOGH Accounts:

1,148

Number of Accounts for Regular Shares:

43,331

All other shares:

147

Non Member Deposits:

Money Market Shares:

2,096

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

22,856,935

Total Liabilities:

549,329,707

Embold Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

Bilingual Services:

No Cost Bill Payer:

Yes

Student Scholarships:

Payday Alternative Loans (PAL loans) (FCU Only):

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Yes

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Merchant Processing Services:

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA

Explore Other Rate Deals

Best CD Rates for December 20, 2018

The best CD rates available online moved higher over the past day and we expect more banks to raise CD rates before the end of 2018. The current best 1 year CD rate is now at 2.86 percent with an APY of 2.90 percent. The online bank offering that rate and yield isableBanking, a division of Northeast Bank. The minimum opening deposit is $1,000. The best 9 month CD rates are at 2.30 percent with an APY of 2.31 percent from Luana Savings Bank. The minimum opening deposit is $5,000. The best 6 month CD rates are even better at 2.42 percent with an APY of 2.45 percent fromMy eBanc, A Division of BAC Florida. The minimum opening deposit for this CD account is also $5,000. Compare rates online to get the best CD rates today.

AloStar Bank Still has Highest 6 Month CD Rate Even with Decrease

AloStar Bank, headquartered in Birmingham, Alabama, recently lowered their regular and jumbo CD rates.Even with the new lower CD rates, AloStar Bank's rates are still competitive. You might not have heard of AloStar Bank because they are a relatively new bank, having been formed only 5 years ago in 2011.

Have interest rates stabilized or are rates going Up?

Don't ask the Fed, they can't make up their minds, last week, Federal Reserve Chairman, Ben Bernankesuggested thatthe current Fed interest rate policy is "well positioned to promote moderate growth and price stability over time". That "Fed Speak" signals that the central bank is done cutting interest rates for now, even though inflation is still a concern, "We are attentive to the implications of changes in the value of the dollar for inflation and inflation expectations, and will continue to formulate policy to guard against risks", Bernanke also said.

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Embold Federal Credit Union Reviews

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